Does Your Home Need a Leak Detection System?
Many homeowners assume that if a pipe doesn’t burst, their property is not at risk of water damage. Yet hidden leaks, appliance issues and flooding due to a defective sump pump can contribute to rot, mold and structural concerns that will likely require you to file a claim. Excluding natural disasters, leak detection systems alert…
Biggest Springtime Risks for Homeowners
Protecting your home is a year-round effort. In the spring, you may contend with more extreme weather, thawing and windstorms, plus winter-related damage like a roof leak. Before the start of the season, anticipate the following potential issues. Flooding and Water Damage While the coastal region has higher risks for hurricanes and other storms bringing…
What Is Hazard Insurance?
When shopping around for your first home, a mortgage lender will require hazard insurance. This type of coverage extends to certain perils and helps with related repairs or replacement costs. If you’re a first-time homebuyer, learn more about hazard insurance. The Role of Hazard Insurance Also known as dwelling coverage, hazard insurance pertains strictly to…
Slip and Fall Prevention Tips For Your Home
From poor lighting to cluttered walkways, a range of slip and fall hazards exist around your home. As you think about the safety of your property, address the following areas. Clutter Objects strewn about the living room, hallways, garage and yard are more than a visual nuisance – they create significant trip hazards. To reduce…
Does Homeowner’s Insurance Cover Winter Storm Damage?
Snowstorms often result in property damage, slick surfaces that can lead to injury, frozen pipes or power outages. Based on figures from the Insurance Information Institute (III), homeowners reported $6 billion in winter storm losses in 2022, the second-highest amount over the last 10 years.
