Dropping Collision on Your Auto Policy

Dropping collision on your auto policy means that you are not covered for damage to your vehicle. Unlike uninsured motorist this form is to protect your car in-case of an accident and is not required.
Things you may have to pay for yourself if you drop collision:

• Fender Bender
• water damage to your car
• fire damage to your car
• vehicle repair costs

If your car is of significant value it is wise to add collision on to avoid large payments. However it may not be useful in all situations such as teen drivers with inexpensive vehicles. This coverage may boost policy cost by a significant amount that is not needed. For more information call 203.439.2815.