MassMutual Providing Free Life Insurance for Healthcare Workers

In response to the COVID-19 pandemic, MassMutual has created the HealthBridge Program, which offers free life insurance to eligible healthcare workers on the frontlines. Through the program, MassMutual will pay the premiums on 3-year term life insurance policies for these workers and their families. The company will issue $25,000 life insurance policies to those 18 – 50 years old and $10,000 life insurance policies to those 51 – 60 years old, at no cost. These funds can be used for health, education, maintenance and support expenses.

Who Is Eligible to Apply?

Healthcare workers must meet all of the following eligibility criteria to receive free life insurance from MassMutual:

  • Live or work in the United States where HealthBridge is available
  • Be between the ages of 18 and 60
  • Have either a U.S. citizenship and residency or a permanent residency status
  • Be recently actively employed or volunteering at least 10 hours per month at a healthcare or emergency medical service provider that is testing, treating or evaluating patients for COVID-19
  • Work in a role with COVID-19 exposure risk
  • Have annual income of no more than $250,000

In addition to doctors, nurses, nurse practitioners and physician assistants, lab technicians, custodial staff, maintenance crews, cafeteria workers and security personnel will also be considered for the HealthBridge Program.

There is no physical exam or lab testing required to determine eligibility. Applicants will be required to submit proof of recent employment during the easy online process. To learn more about the HealthBridge Program and its many benefits, visit