When Should You Take Out Life Insurance?
Life insurance is often associated with growing older, as we anticipate potential health issues down the road. Yet did you know life insurance premiums actually increase with age? As such, those looking to support their family financially after death should think about when to take out a life insurance policy. Start Younger There is no…
Why Your Small Business Needs a BOP
Small to medium-sized businesses have more limited budgets than larger companies – yet less funding does not mean owners should cut corners with commercial insurance. Despite the quality of your work and the safety of your facilities, incidents happen. When an injury or property damage suddenly results in a lawsuit, that’s where insurance comes into…
Homeowner’s Insurance for Weather-Related Disasters
Many homeowners purchase insurance with the assumption their policy will cover all natural disasters. Yet when a particularly devastating incident hits, they soon discover the peril is specifically excluded or coverage is only extended in a limited capacity. Based on a study from Aon, natural disasters resulted in $71 billion in insured losses across the…
Catalytic Converter Thefts On the Rise
The catalytic converter is an essential vehicle component. Cars and trucks emit harmful substances into the air from the exhaust system, including carbon monoxide and hydrocarbons. A catalytic converter changes these pollutants to less-toxic substances like carbon dioxide and water vapor through a chemical process. These emission-control devices are built with various precious metals, including…
Why Are More Americans Buying Life Insurance?
Over the past couple decades, fewer Americans have purchased life insurance directly. Many have depended on their employer for coverage or decided to go without, assuming the costs were too expensive. Yet attitudes have changed over the past year. As a result of the COVID-19 pandemic, more consumers are purchasing life insurance for themselves. Changing…
