When warm weather arrives, food truck season begins. If you operate a mobile food business, you need to be ready for high customer demands during spring and summer. Part of your preparation should include risk assessment – unfortunately, accidents do happen. Whether a fire damages your truck or equipment breaks down and food is spoiled, you need to anticipate all that could go wrong. Protect your truck and its contents with affordable and comprehensive Mobile Food Service coverage from HUB International.
Insurance Coverage Options
Our Mobile Food Insurance policies are specifically designed to provide the auto, property and liability protection mobile food vendors need. To get started, every operation should have basic business coverage in place, including:
- Commercial Vehicle Insurance
- Property Protection
- Business Liability
Our commercial auto insurance for mobile food vendors also extends coverage to truck attachments, such as a vehicle wrap or awning.
We offer extra auto coverage beyond standard liability and physical damage coverage. Speak with a HUB International agent to determine if your business needs any endorsements.
Property Protection
Mobile food operations have additional exposures, including damage to built-in equipment for cooking, storing and refrigerating food. Depending on the unique needs of your business, we offer a broad range of property-related coverage:
- Custom Replacement Cost Coverage
- Business Income Coverage
- Fire Protective Devices Coverage
- Food Contamination Coverage
- Pollutant Clean-up and Removal
- Spoilage Coverage
- Theft of Money and Securities
- Equipment Breakdown/ Tech Advantage Coverage
If your business needs additional liability insurance, we offer a variety of endorsements to enhance your policy, including Liquor Liability Coverage.
The food industry will never go out of style! Make sure your business is ready to face any challenges with Mobile Food Service Insurance.
CONTACT US TODAYfor a mobile food vendor insurance quote!