Online Retailers Insurance

Online Retailers Insurance

Does your business operate solely online? While there are differences between e-commerce retailers and traditional brick-and-mortar stores, all business owners are vulnerable to certain risks. Insurance coverage is key to protect any type of business from potential losses. Online retailers should consider the following policies to help safeguard their assets.

E-Commerce Business Insurance

Businesses that import goods directly to sell through non-store channels need to be prepared for the unexpected. From data breaches to system interruptions and communication errors with third party suppliers, there are several potential risks to keep in mind. Depending on the nature of your online business, your insurance plan may include:

  • Businessowners Policy
  • Cyber Liability
  • General Liability
  • Property Insurance
  • Workers Compensation
  • Transportation/Contents

About Cyber Liability Protection

Over the past decade, the convenience of online shopping has fueled its popularity. Now more than ever, consumers expect internet sellers to have data protection policies in place. When personal identifiable information (PII) or personal health information (PHI) is compromised, the legal and reputational repercussions could be the end of a small business. HUB International offers a suite of cyber coverage to help prevent these losses, including:

  • Data Compromise Coverage
  • Computer Attack Coverage
  • Cyber Extortion Coverage
  • Network Security Liability
  • Electronic Media Liability
  • Identity Recovery

For more information on each type of cyber coverage, connect with a HUB International agent.

Are you prepared for the risks facing your online business?

for an online retailers insurance quote!