Feel secure in your rental property with renters insurance.
If you rent your home, whether it is an apartment, house, condo, or duplex, you can protect your space and assets with renters insurance. Renters insurance policies protect you in unfortunate situations where you are effected by fire, theft, water damage, and other circumstances beyond your control. Ion Insurance will help you determine how extensive your renters insurance policy should be.
Renters insurance is very similar to homeowners insurance, it is simply focused on people who rent their home instead of own it. Even if your landlord or property manager has insurance for the property, that does not mean your assets are covered by your landlord’s insurance. Connecticut landlord’s policies cover the property as a whole, but your belongings remain your responsibility. Some landlords will actually require you to carry Connecticut renters insurance.
Renters insurance generally covers:
- Personal Property – like your furniture, electronics, and clothing.
- Personal Liability – in the event that someone is injured.
- Damage to Your Apartment – if the damage is caused by a covered loss.
Replace valuables that have been lost or stolen is made much easier with the help of renters insurance. Connecticut renters policies provide coverage for your valuables in the event that fire, smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing occurs. Also, if you are forced out of your rented home due to a disaster, additional living expenses you may incur- like hotel bills, temporary rentals, and restaurant meals – are covered by renters insurance. Ion Insurance has your renters insurance solution.
Renters insurance also provides coverage for those who may be injured at your home, or elsewhere, by you, a pet, or a family member. In the event of a law suit, a renters policy will also cover your legal defense fees if you end up in court.
Work with a HUB/Ion Insurance agent today.