DATA BREACH Defined and more...

Data breach defined: Loss, theft, accidental release or accidental publication of Personally Identifiable Information (PII) and Protected Health Information (PHI) including:

• Social Security number

• Bank account number

• Credit or debit card numbers

• Driver’s license number

• Patient history and medications
Watch this short video:  Data Breach Coverage

Who needs data breach coverage?
Any business, small or large, that handles or stores any private business, customer, patient or employee data is at risk. The following businesses are at a higher risk for a data breach because of the quantity and type of sensitive information they handle and store:

• Health care practices

• Law offices

• Accounting offices

• Retailers

• Restaurants

• Financial services

How data breach insurance can help
• Provides access to time-saving professional services to help quickly restore your business’ reputation, guide you in handling a breach and assistance with regulatory compliance
• Covers response expenses, including mailing notification letters, credit monitoring services and public relations
• Provides coverage for defense and liability expenses in the event you’re sued because of a breach
This information is provided by The Hartford Insurance’s website.