Collector Car Insurance – You Want to Know Your Vehicles Current Value & Have Agreed Value Coverage on Your Policy

Last week my son, Sam, and his friend Chris road tripped  from Golden, CO (My son attends Colorado School of Mines) to Connecticut.  Sam stated in a Tweet, “This road trip is about cars and food”.   So, the boys ate at a variety of barbecue restaurants and visited an exotic car dealer in St. Louis,…

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Spring Home Maintenance – Reduce Your Potential for Water Damage Claims to Save on Homeowners Insurance

Our customers have experienced many Homeowners Insurance claims over the past three to four years. Water damage claims have been some of the most costly claims during this time period. Why should you care? Your homeowners insurance coverage and cost will change for the worse if you do not qualify for the preferred/standard insurer marketplace. …

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Great Message To Reduce Your Social Media Use to Really Socialize

Last month was dedicated to reducing Distracted Driving through our blog by attempting to educate you on the dangers to you and others from driving while performing other tasks too.  I learned that the use of your cell phone for calls and texting is not the only distraction often associated with car accidents, however, it…

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Dropping Collision on Your Auto Policy

Dropping collision on your auto policy means that you are not covered for damage to your vehicle. Unlike uninsured motorist this form is to protect your car in-case of an accident and is not required. Things you may have to pay for yourself if you drop collision: Fender Bender water damage to your car fire…

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Hurricanes & Windstorms…Be Prepared Everytime!

Wow, so far 2014 is full of news of the loss of life and property from natural disasters around the United States.  Tragedies such as the mudslide in Washington state and so many deaths from the recent storms terrorizing the midwest and south remind us of how puny we are when up against the wrath of mother…

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