Can Solar Panels Influence Homeowner’s Insurance?
Homeowners looking to prioritize sustainability and reduce their carbon footprint might consider the benefits of solar panels. The primary concerns revolve around their upfront costs versus long-term energy savings. Secondarily, it’s important to consider insurance needs in terms of where they will be installed on your property. With a rooftop energy system costing around $25,000…
What to Do If Lead Paint Is Found In Your Home
While many people consider lead paint to be a safety issue of the past, homes built before 1978 could have used it somewhere inside or outside. Potential hazards vary, as paint that’s undisturbed poses less of a risk. However, cracking, chipping or peeling paint or wall material can generate chips and dust, exposing occupants to…
Does Your Home Need a Leak Detection System?
Many homeowners assume that if a pipe doesn’t burst, their property is not at risk of water damage. Yet hidden leaks, appliance issues and flooding due to a defective sump pump can contribute to rot, mold and structural concerns that will likely require you to file a claim. Excluding natural disasters, leak detection systems alert…
Biggest Springtime Risks for Homeowners
Protecting your home is a year-round effort. In the spring, you may contend with more extreme weather, thawing and windstorms, plus winter-related damage like a roof leak. Before the start of the season, anticipate the following potential issues. Flooding and Water Damage While the coastal region has higher risks for hurricanes and other storms bringing…
What Is Hazard Insurance?
When shopping around for your first home, a mortgage lender will require hazard insurance. This type of coverage extends to certain perils and helps with related repairs or replacement costs. If you’re a first-time homebuyer, learn more about hazard insurance. The Role of Hazard Insurance Also known as dwelling coverage, hazard insurance pertains strictly to…
