The Cost of a Power Loss to Your Small Business

Did you know a downed power line can cost a small business $3,000 a day? That is right $3,000 a day. When a natural disaster or other atmospheric phenomenon such as a hurricane, flood, or snow storm strikes in your area it is important to get your business up and running as quickly as possible. …

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Removing and Preventing Ice Dam's On Your Home or Commercial Building

Yesterday at my weekly Business Networking International (BNI) meeting our electrical contractor, Kurt St. John of Powerhouse Electrical Services, spent his one minute commercial time speaking about Ice Dams that can occur on your home or commercial building.  Kurt’s topic is especially important because here in CT we have been having one winter storm after the other and ice dams are forming…

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Natural Disasters on Obtaining a Policy

Do you remember Hurricane Sandy, Katrina, or any other large natural disaster. Well if you did you probably saw the devastation it caused and dollar amounts to fix it. In the event of an impending natural disaster it is important to know that most companies will not issue you a policy to protect your property from that…

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Roof Damage

During a snow storm do you ever shovel and realize how heavy the snow is? Then look up and wonder how your roof is supporting all that weight? Well if you have you might want to start.  Ice wedging from melting and freezing of snow causes damage to your house and can cost thousands in…

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Did You Know Your Homeowners Policy has Low Coverage Limits for Property Like Jewelry/Watches & Musical Instruments?

Mortgage commitments and closing attorney’s tend to focus on meeting the dwelling limit requirements, having the correct mortgage clause and proof of payment to complete the closing.   OK, so now what?  Your homeowners policy is a package policy covering property and liability for an owner occupied dwelling, condominium or apartment. What about your coverage needs beyond the dwelling…

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