It’s Warm Out!

It’s Warm Out!

With a weekend looking to be great weather wise it’s the time to get out and enjoy the days. Whether you go outside and toss a ball with your kids or you go to the docks and hop on your boat, it’s the perfect time to be outside and spend with family and friends. If you do choose to do something on the water then checking to make sure you have the proper watercraft insurance would be a great start.

At Ion Insurance we can tailor the insurance for your needs. We offer:

  • Medical Payments Coverage – We offer medical coverage that can cover your eligible medical expenses if you get hurt when on the water.
  • Physical Damage Coverage – This optional coverage is typically designed to take care of your boat, motor, and trailer. Our agents will help you determine the right amount of physical damage coverage for each boat on your policy. You will also need to choose a deductible (the amount you would pay on a claim) before your policy kicks in.
  • Liability Coverage – If you’re involved in an accident, there’s a good chance another person or another watercraft is involved. And if you’re at fault, you’ll need liability coverage. You can choose a lot of liability coverage or a little – it’s up to you. We’ll show you what coverage and limits may be available, and how to get the maximum personalized protection you need.

So before you decide to go out on the water, it won’t hurt to make sure you have the watercraft insurance coverage to help protect you from accidents.