Insuring Equipment for Your Business
Company equipment can break down for many reasons, from power surges and short circuits to employee errors and general malfunctions. Unfortunately, no piece of machinery is exempt; computers, communication equipment, electrical and mechanical systems and refrigerators can all be impacted. Although a single power surge can sometimes be a minor inconvenience, consider what could happen…
Does Your Business Need Auto Insurance?
For businesses of all sizes, certain types of insurance coverage are standard, if not required, by law. While commercial auto insurance isn’t one of these, there are several times in which a company, or even a single-individual enterprise, might want to have this type of coverage. To start, a commercial auto policy differs from your…
Insuring Your Home Office: What Options Do You Have?
Working from home is considered a benefit. Making your own hours, controlling your own income or simply getting away from the office to work for a day or two in peace – who wouldn’t want that? No matter how you go about it, you’ll need to create a home office with electronics and equipment, possibly…
Liability Insurance for Small Businesses: What You Should Know
A business that tries to avoid additional costs beyond necessity, shouldn’t do so just for the immediate financial gains. You need to prepare for the future, which could include considering how you’ll pay for injuries and property damage. In these unforeseen circumstances it’s recommended, if not required, for a company to take out a general…
If You Manage or Invest in Property, Do You Need Landlord Insurance?
To receive extra income, many people decide to purchase property and rent out the rooms. At first glance, this seems like a lucrative business decision; as long as your tenants pay the rent on time. When renting out properties that you own, many problems can arise. If someone gets injured on the premises or a…