Commercial Insurance for Grocery Stores
At a glance, operating a grocery store may seem easy. You provide necessities that everyone needs and, as a result, your business gets a steady customer base nearly anywhere you set up shop. Yet, once you delve deeper into operations, grocery stores turn into a high-risk business. Specifically: Many stores have a large amount of…
What Can Happen When Your Company Doesn’t Have Business Insurance?
As a small business, you’re often operating with a budget of equal size. So, when your resources are limited, you look for areas to cut costs – your insurance coverage seems like one place to start. After all, you might think, your risks don’t appear to be that significant. But, what happens when a client…
Is a Buy-Sell Agreement Necessary?
Every business owner should ask themselves one vital question. How would our company continue to move forward in the event of a death, disability, or departure of one of the business owners? Like a will, a Buy-Sell Agreement spells out how assets and other business interests will be dispersed should an owner quit, become disabled,…
Many Small Businesses Don’t Have Enough Disaster Insurance
Disaster insurance is not often at the forefront of a business owner’s mind until it is too late. In many cases the business owner believes that they have enough insurance until a disaster hits, leaving them to pay out of pocket what their insurance doesn’t cover. This is a lesson that has been learned by…
Business Insurance for Realtors
As a realtor, you operate like an independent contractor. Whether you have your own staff or are completely on your own, the industry has changed, particularly since the housing crisis in the late 2000s. As a result of more complicated transactions and application procedures, your clients are more likely to sue. When could a realtor…