Common Insurance Risks for Restaurants
Some restaurant owners looking to cut costs often do so by reducing insurance expenses. In the short term, having that extra cash seems like a benefit, but what would you do if a fire happened in the kitchen or a customer got injured on your property? The lawsuits that typically follow can consume almost all…
Understanding Contingent Coverage and Extra Expense
Have you ever thought about what would happen if a link in the supply chain of your business suddenly became undone, through a natural disaster-related event, closure or other delay? While business interruption coverage protects your business in the event of stalled operations, contingent business interruption and contingent extra expense assist you when a supplier…
What You Should Know About Portable Fire Extinguishers
All commercial buildings are required to have a fire prevention strategy that includes addressing the flames in their early stages. Such solutions, often including a portable fire extinguisher, assist with putting out the blaze quickly before the fire department arrives. For a more efficient response, your workers should be trained on using such equipment. While portable…
Workplace Safety Concerns for Summer
Particularly for industrial jobs, including construction, farming and manufacturing, employees are expected to operate heavy machinery at a fast pace in hot summer temperatures. However, when employers do not fully understand the hazards of working in sun and heat, several safety issues arise. As a result, employees could experience dangerous sun exposure, heat stroke or…
Office Ergonomics
As a business owner, the well-being of your employees is of the utmost importance not only for minimizing insurance costs, but also for maintaining a healthy, productive work environment. Preventative measures against health issues can save you huge amounts of money in the long run by providing employees with proper equipment. According to OSHA, 34%…
