Natural Disasters on Obtaining a Policy
Do you remember Hurricane Sandy, Katrina, or any other large natural disaster. Well if you did you probably saw the devastation it caused and dollar amounts to fix it. In the event of an impending natural disaster it is important to know that most companies will not issue you a policy to protect your property from that…
Roof Damage
During a snow storm do you ever shovel and realize how heavy the snow is? Then look up and wonder how your roof is supporting all that weight? Well if you have you might want to start. Ice wedging from melting and freezing of snow causes damage to your house and can cost thousands in…
Did You Know Your Homeowners Policy has Low Coverage Limits for Property Like Jewelry/Watches & Musical Instruments?
Mortgage commitments and closing attorney’s tend to focus on meeting the dwelling limit requirements, having the correct mortgage clause and proof of payment to complete the closing. OK, so now what? Your homeowners policy is a package policy covering property and liability for an owner occupied dwelling, condominium or apartment. What about your coverage needs beyond the dwelling…
Protect Your Home's Insurability This Winter
Protect your Home’s Insurability this Winter by Preparing for Common Threats Homeowner insurance companies are strictly underwriting coverage for new applications. In addition, customer’s renewal homeowners policies are being re-underwritten strictly as well. Impacts on your coverage include denial of a policy, non-renewal of existing coverage or increase in your premium cost for the homeowners policy. The…
Homeowners Insurance
Now I know this is always everyone’s favorite topic to talk about so I don’t need cheesy punchlines I will just get into it. Homeowners insurance protects your home incase of a loss due to a disaster. What people may not tell you is the value might not be worth as much to replace your…
