Exposure Risks When Employing Contract Workers
As a business, you contend with the ebb and flow of the marketplace: stronger seasons, better economies and more demand for your product at different times of year. To meet this temporary growth, you may consider employing contract workers. Plenty of industries and occupations utilize contract workers, from unskilled labor in a warehouse around the…
How Businesses Can Handle Higher Employee Health Insurance Costs
Businesses find their health insurance costs increase faster than the rate of inflation per year and, in response, have to think about how they’ll absorb the expense. An issue before the Affordable Care Act (ACA) went into effect, some contemplate dropping coverage entirely or only making it available to select employees. Yet, with unemployment reaching record…
Understanding a Business Owners Policy
Like many Americans, you own a small business – one with a physical location and employing 500 or fewer individuals. Although you have fewer resources than the big companies out there, you’re still held to the same standards. For instance, if someone slips and falls on your premises, you’ll be liable. For small businesses in…
Understanding Garagekeepers and Garage Liability Insurance
Whether you operate an auto body shop, own a car dealership or offer valet parking, your business likely needs garagekeepers or garage liability coverage. Many believe these two policies are one in the same. Before you find your insurance portfolio is lacking, here’s what you need to know. What Garage Liability Covers Garage liability serves…
Risks Involving Vacant Buildings
Over the last 20 years the number of vacant buildings in both urban and suburban areas has increased. Yet, no longer having businesses occupy these spaces does not mean that no one owns the properties. For property managers, these vacant buildings become a safety risk and an environmental hazard. Long term, these unkempt properties prove…
