Errors & Omissions Risks for Small Businesses

As a business owner, you have confident in your products and services but not all clients will be satisfied. Even if you strive for perfection, things don’t always go as planned.

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Tips to Reduce Distracted Driving

April is Distracted Driving Awareness Month, which sheds light on dangerous habits behind the wheel. Although texting or talking on the phone and eating while driving occur year round, this month specifically focuses on educating drivers to make our roadways safer. According to the National Highway Traffic Safety Administration (NHTSA), distracted driving claimed 3,142 lives…

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Difference Between Homeowner’s and Mortgage Insurance

Purchasing your first home can be a complicated and confusing process. One of the many factors to consider is obtaining mortgage and homeowner’s insurance. While these policies may sound like the same thing, they are different from each other. To your lender, they essentially serve as a safeguard if you stop paying the mortgage or…

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COVID-19 Has Increased Inland Marine Losses

According to a recent report, the Coronavirus pandemic has impacted inland marine insurance, increasing losses as much as 40 percent over the past year. These changes have created an uncertain climate that’s expected to continue in 2021. What should you know? Effect of the Pandemic on Inland Marine Coverage A type of commercial policy, inland…

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MassMutual Providing Free Life Insurance for Healthcare Workers

In response to the COVID-19 pandemic, MassMutual has created the HealthBridge Program, which offers free life insurance to eligible healthcare workers on the frontlines. Through the program, MassMutual will pay the premiums on 3-year term life insurance policies for these workers and their families. The company will issue $25,000 life insurance policies to those 18…

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