What Is Hazard Insurance?
When shopping around for your first home, a mortgage lender will require hazard insurance. This type of coverage extends to certain perils and helps with related repairs or replacement costs. If you’re a first-time homebuyer, learn more about hazard insurance. The Role of Hazard Insurance Also known as dwelling coverage, hazard insurance pertains strictly to…
Tips for Using Your RV in Winter
Many people who own a seasonal vehicle like a boat, motorcycle or an RV put it in storage for the winter season. Yet a recreational vehicle has the potential for mileage during the colder months, as long as you outfit it properly and bring along the right supplies. If you’re planning to take a road…
The Benefits of Telematics for Commercial Fleets
In the dynamic world of trucking and transportation, telematics is revolutionizing fleet management. Using telecommunications and informatics, this tool enables businesses to remotely gather and process crucial information for enhanced operational efficiency. Utilizing telematics software can help a fleet: Reduce Operational Costs Telematics software can help keep drivers updated on upcoming traffic concerns or road…
Slip and Fall Prevention Tips For Your Home
From poor lighting to cluttered walkways, a range of slip and fall hazards exist around your home. As you think about the safety of your property, address the following areas. Clutter Objects strewn about the living room, hallways, garage and yard are more than a visual nuisance – they create significant trip hazards. To reduce…
Does Homeowner’s Insurance Cover Winter Storm Damage?
Snowstorms often result in property damage, slick surfaces that can lead to injury, frozen pipes or power outages. Based on figures from the Insurance Information Institute (III), homeowners reported $6 billion in winter storm losses in 2022, the second-highest amount over the last 10 years.
