Why You Need Flood Insurance Outside of High-Risk Areas
Homeowners who live away from the shoreline might assume they don’t need to carry flood insurance, yet even low to moderate-risk areas can be exposed to heavy rain, snowmelt and spring thaw. These events can trigger flooding that causes a degree of property damage. If you’re far from the coast, this scenario can catch you…
10 Safety Tips for Teen Drivers
If you have a newly licensed teen driver at home, they are likely excited to hit the road! Yet it’s important for parents to first review safety behind the wheel. According to the U.S. Department of Transportation, 2,276 people were killed in crashes involving teen drivers in 2020. Additionally, half of all teens will be…
How Inflation Can Affect Auto Insurance
When it comes to the current impact of inflation, car insurance premiums are no exception. At the start of the COVID-19 pandemic, rates initially declined due to fewer miles driven, only to climb back up. Supply chain issues, labor shortages, more complicated vehicles and higher repair costs have also driven up the total cost of…
How Snow Can Damage Your Roof
When it snows in New England, many homeowners are concerned about shoveling and deicing their driveways to prevent accidents. While the roof plays a very important role in the structure of a home, it’s often “out of sight, out of mind”. Yet forgetting about snow removal from the roof may result in ice dams, leaks…
Understanding the High Cost of Construction Materials
From the gas pump to the grocery store and everywhere in between, we have all seen the effects of inflation. Increased housing costs are also the result of inflation. According to data from the U.S. Bureau of Labor Statistics, cost for construction materials jumped from as low as 10 percent for concrete to over 50…
