Workplace Safety Concerns for Summer
Particularly for industrial jobs, including construction, farming and manufacturing, employees are expected to operate heavy machinery at a fast pace in hot summer temperatures. However, when employers do not fully understand the hazards of working in sun and heat, several safety issues arise. As a result, employees could experience dangerous sun exposure, heat stroke or…
Office Ergonomics
As a business owner, the well-being of your employees is of the utmost importance not only for minimizing insurance costs, but also for maintaining a healthy, productive work environment. Preventative measures against health issues can save you huge amounts of money in the long run by providing employees with proper equipment. According to OSHA, 34%…
Commercial Insurance for Food Trucks
When you think about starting your own business, operating a food truck might cross your mind. After all, it looks relatively easy at first glance. You will need to purchase a van, install cooking equipment, then start serving your specialties at locations around town. However, you may be forgetting one key component – business insurance….
What Independent Contractors Need to Know About Workers’ Compensation
As an independent contractor, you may not think you have to purchase workers’ compensation coverage, nor do you expect anyone hiring you for a job to cover you under their policy. However, this distinction isn’t always clear cut. You may need to purchase workers’ compensation coverage to protect those that you work with in the…
Competitive Advantages of a Contractual Risk Transfer Agreement
Contractual Risk Transfer (CRT) is a non-insurance contract/agreement between two parties whereby one agrees to indemnify and hold another party harmless for specified actions, inactions, injuries or damages. This risk transfer accomplishes objectives found in both risk financing (finding a source to pay the cost of a claim) and risk control (developing a means to…
