3 Issues Concerning Homeowners Insurance
When taking out or renewing a policy, homeowners often have concerns. “Will it cover enough when I need it?” is a common issue, as are rates and dealing with new changes. The following are some of the top points brought up: Policy Limits Homeowners often wonder about how much a policy will cover, or specifically,…
When Does Your Homeowners Insurance Policy Need a Rider?
Throughout the time you live in your home, possessions change, or you may update your property. It’s a good idea to check if your homeowners insurance continues to match your needs; if not, you may want to consider a rider. A rider functions like a mini policy that extends your homeowners’ coverage. Items with a…
7 Reasons Why Your Homeowners Insurance Rates Increase
A renewal notice comes in the mail, indicating a rate increase for your homeowners insurance policy. This situation is to be expected to a certain extent. Rates go up a bit, although never at the same pace auto insurance does. However, a major jump is concerning. Typically, any increase should amount to only a few…
3 Times When Cheap Homeowners Insurance Is Worth It… and 1 Time It’s Not.
Insurance is a necessary part of owning a home. As is the case with any insurance policy, coverage and premiums vary. Lenders frequently decide how much coverage a homeowner needs. The policy should cover the full mortgage, as well as personal property; in some cases, natural disasters are enveloped in as well. Not all homeowners…
Hurricane Season is Coming – Are You Ready?
Hurricane season is quickly approaching – the season starts June 1st and doesn’t end until November 30th. During that time, many homeowners and business owners will be preparing in case any make landfall. It is hard to predict how bad a season will be – some seasons bring many storms, but have little impact, or,…
