The Importance of Inspections for Homeowner’s Insurance

In the process of purchasing a home and obtaining insurance, you’ll likely be asked to have an inspection done. A standard insurance writing procedure, an inspection helps establish COPE – an acronym for Construction, Occupancy, Protection and Exposure – which helps determine your rate. If you’re still wondering why you need to get a home…

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Gas Explosion Hazards in Your Home

Whether you’re firing up the grill or turning on the oven, some of your home appliances come with potential explosion hazards. Natural gas and propane – two highly flammable materials – have these risks associated with them, especially when they leak. Believe it or not, something so commonplace is behind about 3,000 calls to the…

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Concerns Involving Frozen Pipes

As winter weather approaches, many homeowners must think about the possibility of frozen pipes. Blockages that cause the pipe to expand and burst may result in a flood, which could cause thousands of dollars in property damage. Afterwards, you’ll need to pay out-of-pocket to fix the pipe and will have to work with your insurer…

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Common Condominium Issues

When purchasing a condominium, many believe it’ll be just like owning a home. Yet, from obtaining a loan to dealing with close-by neighbors and a homeowners’ association, the experience can prove to be quite different. Here’s what you should think about before going through with your purchase decision. Location Although more and more suburbs have…

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Weather Hazard Safety Tips

No matter if your region of the country is known for its hurricanes, major blizzards or susceptibility to mudslides, one factor remains constant: You’ve got to be prepared. From heat waves to freezing cold temperatures and flash floods, weather hazards claim hundreds of lives per year. As a result, survival is often dependent on how…

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