Short-Term vs. Long-Term Disability Insurance: What’s the Difference?

What would happen if an injury prevented you from working for several weeks – or even months? During that period, income has stopped, medical bills are piling up and your mortgage still needs to be paid. Do you wait it out and take the financial hit? Disability insurance is a preparatory measure that helps you…

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Study Shows That Flood Risks in the Northern U.S. are Growing

According to a study reported in the Insurance Journal, certain regions of the United States are seeing greater flood risks. Data from the University of Iowa indicates that flood threats are increasing in the northern U.S., including New England, but decreasing in the West and Southwest. To reach these findings, researchers examined water-height data for…

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Do You Need Commercial Flood Insurance?

Have you ever thought about the impact of a flood at your business location? A natural disaster could pass through your area or a plumbing problem could leave a foot of water in your facility, damaging equipment and documents in the process, causing you to close for multiple days. Believe it or not, 25 percent…

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Insurance for Photography Equipment

You love taking pictures, but photography equipment, including your camera, lenses, flashes and other gear, costs a fair amount of money. In fact, even a hobbyist can own up to $3,000 to $5,000 worth of photography gear, while some pros own three times that much. Unfortunately, accidents happen. Should your equipment get damaged or stolen,…

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Tips for Insuring Your Boat

In the U.S., roughly 75 million people own recreational boats. With that said, more than 4,400 boating accidents occur yearly. Whether you’re trying to repair a damaged vehicle or get medical treatment for injuries sustained on the boat, having insurance coverage in either situation lessens the financial burden. What are your options for boat insurance?…

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