How Does Artwork Insurance Work?

There’s value in building up an art collection, from appreciation of the technique to the historical perspective to its worth. Yet, as art is essentially an investment, it’s best to protect what you’re amassing with an insurance policy. The principles that apply to insuring any valuable apply to artwork, too: Your standard homeowners policy offers…

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If You Live in Connecticut, Do You Need Flood Insurance?

Flood insurance becomes an integral part to owning a home in certain regions of the country. Congress requires federally-regulated insurers to provide flood insurance in high-risk areas, as homeowners’ policies do not provide such coverage. If you live in Connecticut, here’s a simple guide to determining if you need flood insurance. If You Live on…

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What Kind of Insurance do I need as a Contractor?

  We all think of a contractor as a skilled, jack of all trades worker who can do anything from redoing your kitchen cabinets to building a garage. Although this isn’t wrong, there are many different types of contractors. Contractors come from almost every skill set known to man. With how much the work landscape…

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What's the Difference Between Condo and Homeowners Insurance?

Many people dream of being a homeowner, but at the same time not all of these individuals have the desire to deal with the associated costs and maintenance that comes with homeownership, so they choose to purchase a condo. Having a condo is a great alternative to renting an apartment or owning a single family…

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How Important is Earthquake Insurance?

Although this region of the country isn’t usually affected by earthquakes, it is still important to consider insurance coverage for it in other areas. Earthquake insurance, just like flood insurance is not usually included in your homeowners policy. For homeowners in Connecticut, earthquake insurance is not something we think about often as a necessity, but…

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