Personal Property Riders for Computers

Over the years, the cost of purchasing a computer has decreased significantly. Yet, while you can still purchase a modest laptop for under $500, price tags still vary widely, with some over $1,000. Additionally, due to recent developments in the accessibility of the Internet, many individuals own more than one type of computer – perhaps…

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Insurance for Recreational Vehicles

Taking the RV out for a long road trip is a classic summer vacation. Yet, many fail to realize that even when you’re renting, you need to have some level of insurance for your RV. Due to the size, degree of damage and the potential of having an inexperienced driver behind the wheel, standard car…

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If You Manage or Invest in Property, Do You Need Landlord Insurance?

To receive extra income, many people decide to purchase property and rent out the rooms. At first glance, this seems like a lucrative business decision; as long as your tenants pay the rent on time. When renting out properties that you own, many problems can arise. If someone gets injured on the premises or a…

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When to Take Out Scheduled Personal Property

If you keep valuables in your home, such as China dinnerware or another prized collection, you probably assume that these are covered by your standard homeowners’ policy. However, a full collection typically receives coverage of $1,000 to $2,000 so your policy might not cover everything if damage or theft occurs. As a result, a homeowner…

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Tips for Insuring Antiques

When it comes to furniture in a home, some select one or two antiques as accent pieces, while others develop a full collection. These items may adorn every room, be kept in storage, or get transported to and from shows. But, in all of these instances, one factor is essential: Having sufficient insurance coverage. As…

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