Take a Trip

One perk of your job may include the chance to travel for work. But where does traveling leave you with coverage? What would happen if you had something stolen? Needed medical attention? Lost a valuable personal possession? Well let us answer that. Obviously you are covered as an employer during your business trip but many…

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Insurance Misconception Number 1

Apparently a lot of people think they do not need insurance for natural disaster such as earthquakes, hurricanes, tornadoes, floods, etc.  Well this is just not true and here is why: Your homeowners policy may only cover things like water damage, or fire damage; but what if an earthquake strikes and your home is destroyed….

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Daily Knowledge: Property/Casualty Insurance

Property/Casualty insurance is coverage,insurance, on homes, workplace, or automobiles that protects the entity insured from physical loss; or the loss of it’s money making capabilities. Commercial Lines automobile businessowners capital assets crime and fidelity electronic commerce employment-related practices liability equipment breakdown farm financial institutions general liability management protection market segments medical-professional liability property inland marine…

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Flooding

Flooding in the winter? You may ask, do you think I am crazy? Yes flooding occurs in the winter, when snow and ice build up over storm drains and create other barriers there is often only one place for water to go. That water can build up in one place which can cause problems for;…

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Did You Know Your Homeowners Policy has Low Coverage Limits for Property Like Jewelry/Watches & Musical Instruments?

Mortgage commitments and closing attorney’s tend to focus on meeting the dwelling limit requirements, having the correct mortgage clause and proof of payment to complete the closing.   OK, so now what?  Your homeowners policy is a package policy covering property and liability for an owner occupied dwelling, condominium or apartment. What about your coverage needs beyond the dwelling…

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